Compared to offers you find direct from insurance companies
or on insurance quote sites. Average savings
increase with the size of your company.

Get exclusive pricing, preferred rates, and a broad range of benefits not available anywhere else.

Business Health Trust (BHT) is Washington State's premier health benefits cooperative. By leveraging the purchasing power of nearly 500 small companies, BHT is able to negotiate with leading insurance providers to bring you:

  • Deeper discounts than you can find direct from insurance companies, from online quotes websites.
  • Your choice of 12 medical plans.
  • Additional discounts on products and services such as dental insurance, legal services, life, long term disability, vision insurance, and business travel insurance that you may not have access to on your own.
  • Why Using a Local Insurance Company Makes Sense for Washington State Companies
  • The rising costs of health care coverage have put many business owners at wits end on how to provide affordable quality care for their employees. This is mainly because they have gotten little help from the major insurance companies and federal regulations. Insurance companies across the country have leeway to raise premiums excessively and unjustifiably, [...]

  • Ten Effective Strategies for Small Business Cost Cutting
  • In today’s economy, taking advantage of every possible cost-cutting strategy can not only help your business survive, but also thrive. Let’s look at ten of the top money-saving tips that can help increase the bottom line for your business. 1. Save on Energy Expenses There are several ways you can save here. Whoever closes shop [...]

  • National Health Care Reform Outlook Not Too Optimistic for Small Business Owners
  • It seems the consensus among most small business owners is that national health care reforms will have little effect on reducing health care costs and easing the regulatory pressures for small businesses to provide health care benefits for their employees. According to the National Federation of Independent Businesses, about 20% of small business owners surveyed [...]

  • How the Struggles of Washington State Health Care Reform Will Affect Your Business
  • Like most states, Washington is struggling to cope with skyrocketing insurance costs. The proof of this will be felt next year as Washington is estimated to have over 1 million people with no health care coverage. The pressure will be on for all businesses to provide adequate forms of coverage for their workers. Federal health [...]

  • Affordable Quality Health Insurance Is a Valuable Tool for Employee Retention and Recruitment
  • It’s no secret that health care costs have been getting out of hand over the years, and most business owners and residents in the state of Washington are feeling the brunt of it. There are no signs of relief on the horizon either as the amount of individuals and families that are under-insured has been [...]